Imagine there is a bank that credits your account each day with £86,400.00

It carries over no balance at the end of each day and deletes whatever part of the balance you failed to use.

What would you do?

Draw out every penny, of course!

Well, each and every one of us has such a bank. 

Its name is TIME and every morning it credits us with 86,400 seconds. 

Every day it writes off, as lost, whatever time we failed to invest to good purpose. 

It carries over no balance into the next day, nor does it allow any overdraft.

Each day it opens a new account for us.

At the end of the day it closes the account.

If we have failed to use the day's deposits, then it is our loss.

There's no going back.

There's no borrowing on tomorrow.

We must live in the present on today's deposits and invest in the TIME we have allocated to us.

The clock is running, so make the most of today.

To realise the value of one year, ask a student who failed their final examinations.

To realise the value of one month, ask a mother who gave birth to a premature baby.

To realise the value of one week, ask the editor of a weekly newspaper.

To realise the value of one hour, ask lovers waiting to meet .

To realise the value of one minute, ask a person who has just missed a train.

To realise the value of one second, ask a person who just missed an accident.

To realise the value of one millisecond, ask the athlete who won silver.

Yesterday is history.

Tomorrow is a mystery.